Liquidating ira for home purchase
If you own real estate you can't usually sell it off in portions, so if there is not enough cash in your IRA account to cover your required distributions this can cause problems.
That means you can’t use money in your IRA to buy or sell real estate to or from yourself or family members, and you can’t receive any personal benefit from the property.
Nerd Wallet does not and cannot guarantee the accuracy or applicability of any information in regard to your individual circumstances.
Examples are hypothetical, and we encourage you to seek personalized advice from qualified professionals regarding specific investment issues.
The median price of a home today ranges from 8,900 to 2,500, depending on where you live [source: National Association of Realtors].
That means the typical 20 percent down payment would require as much as ,000 to ,000.For example, you can't use the exception for buying a seasonal vacation home, such as a ski chalet or lake cabin.
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